Q Mastercard & Q Card

12 Months Interest Free!*

On in-store return travel purchases $499 & over. YOU Travel fee of 2.95% applies. Lending criteria, $50 annual account fee, terms and conditions apply. 6 month options available.

Q Card and Q Mastercard offer access to Long Term Finance deals* in-store at thousands of participating retailers throughout New Zealand. They let you make big ticket purchases on interest-free and/or payment holiday terms. Ask in-store today about a finance offer that may suit you.


Terms & conditions apply. *12 months interest free is available on Long Term Finance (LTF) for in-store purchases only.  Min spend $499. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. YOU Travel 2.95% fee applies.